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When a medical emergency comes about and the person who suffers has to pay expenses for it supplemental health insurance can help to protect the person from losing money. The benefits from supplemental health insurance will protect the person by handling the costs of the emergency and taking care of any lost income that comes as a result of the injury. These emergencies include cancer treatments and accidental injuries. However, this should not be seen as a full replacement to one?s health insurance coverage but rather as a complimentary plan to it.